Medicare Part c
What is Medicare Advantage?
Medicare Advantage started in 1995 as a way for the government to give beneficiaries more options for their health coverage. Original Medicare covers medical and hospital costs, as well as the cost of hospice care. All Medicare Advantage plans give you the same basic benefits as Original Medicare plans, along with extra coverage and different payment options.
Why Choose Your Medi Agent for Your Medicare Part C
Choosing the right Medicare Part C plan can be overwhelming, but Your Medi Agent is here to simplify the process. With our extensive experience and personalized service, we ensure you find a plan that fits your unique needs. We understand the complexities of Medicare and provide clear, concise information to help you make informed decisions. Our team is dedicated to offering the best options available, considering your health requirements, budget, and preferred healthcare providers. We work closely with top-rated insurers, ensuring you have access to comprehensive coverage that includes hospital, medical, and often prescription drug benefits. With Your Medi Agent, you receive ongoing support, from initial consultation to enrollment and beyond. Trust us to navigate the intricacies of the service, giving you peace of mind and security.
Benefits of Choosing Medicare Part C
1. All-in-One Coverage
- Bundles Parts A (hospital), B (medical), and usually D (drugs) – No need for separate plans
2. Cost Savings
- Lower max out-of-pocket costs than Original Medicare (capped at ~$8,850/year in 2024)
- $0-premium plans available (though you still pay Part B premium)
3. Convenience
- Single plan management – One card for medical, hospital, and drug coverage
- Coordinated care – Providers work together within the plan’s network
4. Added Flexibility
- Plan variety: HMO, PPO, PFFS, and SNP options to match your needs
- Travel coverage: Some plans include emergency care worldwide
5. Wellness Focus
- Drug coverage integrated – No need for standalone Part D
- Chronic condition programs – Specialized care for diabetes, heart disease, etc.
Your Medicare Advantage Plan May Cover
- Vision
- Dental
- Hearing
- Prescription Drugs
Why You May Want a Medicare Advantage Plan
You usually pay a monthly premium for the Medicare Advantage Plan in addition to your Part B premium. Depending on your age, needs, and healthcare plans, this extra premium could save you money in the long run. Medicare Advantage Plans also use copay systems, whereas Original Medicare charges you a percentage of a treatment’s cost for common health services. If you go to the doctor frequently or anticipate costly outpatient procedures, a Medicare Advantage Plan may be right for you.
