Medicare Part B
Easy premiums on everyday healthcare
Often referred to as medical insurance, Medicare Part B is designed to help you pay for things like doctor visits and outpatient care. The service doesn’t come free, but requires a premium, which can vary by income. Premiums to pay for Part B can be deducted from social security or invoiced.
Why Choose Your Medi Agent for Your Medicare Part B
Choosing Your Medi Agent for your Medicare Part B needs ensures you receive personalized and expert guidance. We understand the complexities and nuances of Medicare Part B, from eligibility to coverage options. Our team of experienced agents is dedicated to helping you navigate these intricacies, ensuring you make informed decisions tailored to your healthcare needs.
At Your Medi Agent, we prioritize your satisfaction by offering comprehensive consultations, helping you understand the benefits and limitations of the service. We address common pain points such as understanding the coverage scope, managing out-of-pocket costs, and ensuring seamless enrollment. Our local expertise allows us to provide insights specific to East Lansing, MI, ensuring you receive the most relevant and up-to-date information.
1. Essential Outpatient Coverage
- Doctor visits: Includes specialists, surgeons, and mental health professionals
- Outpatient procedures: Surgeries, tests, and treatments that don’t require hospitalization
- Durable medical equipment: Wheelchairs, walkers, oxygen tanks, and diabetic supplies
2. Preventive Care Focus
- Free annual wellness visits: Personalized health plans and risk assessments
- Screenings covered at 100%
- Vaccinations: Flu, pneumonia, hepatitis B, and COVID-19 shots
3. Cost Management
- Predictable premiums: Standard rate of $174.70/month (2024), with income-based adjustments
- Financial safety net: Covers 80% of approved costs after deductible ($240/year in 2024)
- Avoids penalties: Late enrollment adds 10% to premiums for every 12 months delayed
4. Nationwide Flexibility
- No network restrictions: Visit any provider that accepts Medicare
- Travel coverage: Emergency care nationwide (unlike some Advantage plans)
5. Chronic Condition Support
- Disease management programs: For diabetes, heart disease, and COPD
- Therapy services: Physical, occupational, and speech therapy
Costs Covered Include
- Diabetes testing and care
- Cancer screenings
- Mammograms
- Lab Tests
- Flu Shots
- X-Rays
- Outpatient surgeries
- Durable medical equipment
- Rehabilitative services