Medicare Supplement Insurance
What is Medicare Supplement Insurance?
This type of insurance, also known as Medigap, helps cover the cost that Original Medicare doesn’t such as copayments, coinsurance, and deductibles. It also offers coverage that Original Medicare doesn’t have like medical care when you travel outside of the United States. It doesn’t, however, cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.
Why Choose Your Medi Agent for Your Medicare Supplement Plans
Choosing the right Medicare supplement plan can be overwhelming, but Your Medi Agent makes it easier by offering tailored solutions to meet your specific needs. Our experienced agents understand the intricacies of Medicare and will guide you through the process, ensuring you get the coverage you need without overpaying. We focus on customer satisfaction, providing personalized consultations and helping you navigate the often confusing landscape of Medicare supplement plans.
At Your Medi Agent, we prioritize transparency, ensuring you understand all the details of your plan and how it complements your existing Medicare coverage. Our team is dedicated to finding the best options for you, addressing common pain points such as high out-of-pocket costs and coverage gaps. By working with us, you gain access to a wide range of plans from top-rated insurers, ensuring you find the perfect fit for your healthcare needs. Choose Richard Duffield for peace of mind and expert guidance in securing your Medicare supplement plan.
Benefits of Choosing Medicare Supplement Plans
1. Complete Cost Protection
- Covers Medicare's out-of-pocket costs including
Part A hospital deductible ($1,632 in 2024)
Part B 20% coinsurance
Skilled nursing facility coinsurance
Foreign travel emergencies (up to plan limits)
2. Unmatched Provider Freedom
- Visit any doctor or hospital nationwide that accepts Medicare
- No referrals needed to see specialists
- Ideal for snowbirds and frequent travelers
3. Rate Stability & Predictability
- Benefits never change (standardized Plans A-N)
- Premiums stay consistent with some plan types
- No surprise network changes year-to-year
4. Chronic Condition Support
- No prior authorizations for covered services
- No annual maximums on coverage
- Stable coverage for ongoing treatments
5. Simplified Healthcare Management
- One card for all providers (no separate networks)
- Claims automatically coordinated between Medicare and your supplement
- No annual enrollment hassles
What You Should Know About Medicare Supplement Insurance
- You must have Medicare Part A and Part B, also known as Original Medicare
- Medicare Supplement Insurance only covers one person
- You cannot be sold this policy if you have a Medicare Medical Savings Account Plan
Why You Need Medicare Supplement Insurance
While Original Medicare is very beneficial, many find that it leaves you with a lot of gaps in terms of out-of-pocket fees. Such gaps can really add up over time, which is why Medigap can help. Get in touch with one of our agents today to learn if this coverage can benefit you.
